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Real estate closing quote
Real estate lawyer See your closing costs
Estimate your purchase, sale or refinance costs in a few questions.
Fixed legal fee · No obligation
Your request summary.
A lawyer will check your details and send your confirmed quote, with a fixed legal fee, by the next business day.
A lawyer will review your details and get back to you by the next business day.
Your changes haven't been sent yet.
Check your details below, then confirm to send them to our team. You can update your request online once.
Your sale price: $1,099 + HST, all‑inclusive, with the payout and discharge of one mortgage.
Your estimated closing costs
These figures are based on your answers. Your lawyer will confirm the legal fee and final costs.
No retainer or commitment at this stage. We'll contact you within one business day to discuss next steps.
Great, we've let the team know. We'll contact you right away, within one business day at the latest, to talk through next steps.
Review your information
Check your details and make any changes below.
Contact details
Need to reach us sooner? Call our office during business hours at (647) 793-2939 or email info@garrisonlaw.ca.
What you can expect from Garrison Law
A nationally recognized team
First Canadian Title named Garrison Law a top 25 real estate law firm partner in Canada in 2023, 2024 and 2025, based on the deals closed with FCT each year.
You'll always know where things stand
A purchase, sale or refinance is a big financial step, and questions come up along the way. You'll get clear updates, straight answers when you need them, and a lawyer guiding you through each step to closing day.
Ready for the unexpected
Most closings are routine. When one isn't, experience counts. Led by Eric Ly, our team has handled thousands of closings, from late funds and title issues to a closing date that moves.
Most closings are routine. When one isn't, experience counts. Led by Eric Ly, our team has handled thousands of closings, from a slow mortgage payout or an old mortgage still on title to late buyer funds or a closing date that moves.
Questions about your estimate
Am I committed to anything?
No. Your estimate and quote are free, with no obligation. Going ahead just lets us know you're interested. Nothing is final until we've spoken and you've confirmed.
What happens if I go ahead?
We'll contact you right away, within one business day at the latest, to answer your questions and talk through next steps. When you're ready, we open your file and tell you what we need from you. There's no retainer to pay. You can also just reply to your quote.
Is this my final price?
Not yet. This is an estimate based on your answers. A lawyer reviews your details and sends your confirmed quote, with a fixed legal fee, by the next business day. We confirm the final closing amount with you before closing day.
Is this my final price?
Not yet. This is an estimate based on your answers. A lawyer reviews your details and sends your confirmed quote, with a fixed closing fee, by the next business day. The fee includes discharging one mortgage. Each additional mortgage or credit line is extra.
When do I pay?
As part of your closing, with no separate bill. Our fee is included in the one closing amount we confirm with you before closing day.
When do I pay?
From your sale proceeds on closing day, with no separate bill.
When do I pay?
In most cases, as part of your closing, with no separate bill.
How do I get the first-time buyer rebate?
If you qualify, we claim your land transfer tax rebate when we register your deed, reducing the land transfer tax you pay on closing.
Does this include builder adjustments?
No. Builder closing adjustments in your agreement aren't included here. We'll review them with you.
When should I send you my agreement of purchase and sale?
As soon as you decide to go ahead with us, so we can start working on your closing right away.
What if someone is being added to or removed from title?
That's a change of title, an extra step we handle as part of your refinance. If you told us, your estimate already includes it.
Do I need to come to your office?
No. You can sign at our Thornhill office, or verify your identity and sign your documents remotely. Either way, a lawyer leads your closing from start to finish.
Ready to go ahead?
Need a quote for another property?
What happens next
See your estimate
Your estimated closing costs as soon as you send.
Send your request
There's no cost or obligation.
A lawyer reviews it
Your details and every figure are checked.
A lawyer reviews it
Your details, and anything you asked us.
Get your confirmed quote
With a fixed legal fee, by the next business day.
We get back to you
With an answer, by the next business day.
Move forward
If you'd like to go ahead, we'll open your file and guide you through the next steps.
What our clients say
“Making all the legalese accessible and understandable.”
Read the full review from Danielle P.“Saved me both time and money.”
Read the full review from Alwyn Sun“They put their clients first.”
Read the full review from The Roberts Family“A lawyer you can trust.”
Read the full review from Allison Mak“Eric took the load off our shoulders.”
Read the full review from Jon S.“Stress free throughout the whole transaction.”
Read the full review from Booshan Niranjan“One of the best teams I’ve worked with.”
Read the full review from Ricky Tran“Excellent from start to finish.”
Read the full review from Mark R.
Who handles your closing
Supported by our law clerks and legal assistants.
Our office
50 Minthorn Boulevard, Suite 100, Thornhill, ON L3T 7X8
(647) 793-2939
Sign in person at our office, or remotely from anywhere in Ontario.
The work we handle
Buying
- Agreement of purchase and sale review
- Title and off-title searches
- Title insurance and closing registration
Selling
- Review of the accepted agreement
- Responding to requisitions on title
- Mortgage discharge and release of net proceeds
Refinancing
- Lender instructions and compliance
- Registration of the new mortgage
- Discharge of the prior mortgage
Title transfers and more
- Adding or removing an owner
- Transfers between family members
- Survivorship applications after a death
What your quote covers
Every cost set out line by line, before you commit. In most cases there is no separate bill.
- Our legal feeA fixed fee, plus HST. On a purchase with a mortgage, it includes preparing your mortgage documents.
- Title insuranceOn a purchase or refinance. On a purchase, it depends on your price and property type.
- Disbursements and registrationDisbursements are title searches, writ searches and bank charges, quoted as an approximate total. Registering your deed or mortgage with the province is a set fee, listed on its own line.
- Land transfer taxOn a purchase, the Ontario tax, plus Toronto’s where it applies, and any first-time buyer rebate you may qualify for. On a new build, it is worked out on the price including HST.
Estimate your land transfer tax
Estimated land transfer tax
Enter a purchase price
- Selling? An all-inclusive closing feeYour legal fee, discharging one mortgage, and standard disbursements, plus HST. Each additional mortgage is extra.
Questions before you start
How do I get started?
Answer the questions at the top of this page, and you’ll see an estimated breakdown of your closing costs as soon as you send. A lawyer then reviews your details and sends your confirmed quote, with a fixed legal fee, by the next business day. Feel free to use it just to see what your closing could cost. There’s no obligation, and when you’re ready to go ahead, we’ll open your file and guide you through each step to closing day.
When will I hear back?
Your estimate appears as soon as you send your request. Your confirmed quote follows by the next business day, or an answer if you asked us something else. Need us sooner? Call our office during business hours at (647) 793-2939.
Could the cost change after I get my quote?
Our legal fee is fixed. Disbursements are quoted as an approximate total. On a purchase or refinance, registration is listed as its own line in your quote, at a set fee, so it isn't added later. Title insurance depends on your price and property type, and costs more if your mortgage is from a private lender. On a new build, land transfer tax is worked out on the price including HST, so it can move slightly. We confirm the final closing amount with you before closing.
When do I pay your fees?
In most cases, as part of your closing, with no separate bill. On a purchase, our fee is included in the one closing amount we confirm with you before closing day. On a sale, it’s paid from your sale proceeds.
How early should I contact you?
The earlier the better. If you’re buying, you can reach out before you make an offer, so we’re ready when you do. Once your conditions are waived, the agreement is final and the room to change it is gone.
I’m not near Thornhill. Do I have to come in?
No. We act on closings across Ontario. You can sign at our Thornhill office, or verify your identity and sign your documents remotely. Either way, a lawyer leads your closing from start to finish.
See your closing costs.
A few quick questions. No obligation.
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