Purchases, sales, refinancings, title transfers, and builder deals across Ontario. Your matter stays with the same Garrison team from the first review through closing.
Every transaction is different. We handle the legal work each file requires.
We review your agreement before the conditions come off, search title, and carry the file through to the day you get the keys.
We answer the buyer's requisitions, arrange the discharge of your existing mortgage, and account for every dollar leaving the transaction.
Whether you are moving lenders, taking equity out, or adding a second charge, we handle the registration and the discharge that follows it.
Adding a spouse, removing a name, transferring to family, or updating title after a death. Each one carries tax and mortgage consequences worth understanding first.
Builder agreements are written for the builder. We read yours as early as we can, and where a statutory rescission right applies, inside that window, while there is still something you can do about it.
In-person signing at our Thornhill office is our standard approach, and remote identity verification and document signing are available if you prefer. Remote signing changes how you meet with us, not the lawyer-led legal work performed on your closing.
Five stages, and you hear from us at each one. Clear communication is part of how we run a closing.
As soon as your offer is firm, or earlier if it is still conditional, send it over. The sooner we see it, the more room there is to act on what we find.
We read the agreement, search title, and run the off-title searches that apply to the property and the municipality it sits in.
We take instructions from your lender, raise or answer requisitions, and resolve anything on title before it becomes a closing-day problem.
In-person signing at our Thornhill office is our standard approach. If you prefer, remote identity verification and document signing are also available. Either way, we take you through the documents before anything is signed.
Funds move, the transfer registers, and we confirm the moment it is done. You are told the same day, not the following week.
The tax, the title questions, and the searches genuinely differ from one municipality to the next. For the cities below we have set out what is locally specific about a closing.
Heritage properties and a mix of established and newer neighbourhoods
Heritage areas, builder purchases, and common-element townhomes
Historic Main Street, newer subdivisions, and townhome closings
Oak Ridges, new subdivisions, and property-specific due diligence
Kleinburg properties, new construction, and VMC assignments
Buying or selling somewhere else in the province? That is routine work for us. Tell us where the property is.
On a purchase: reviews the agreement, searches title and the off-title records, deals with your lender, prepares the statement of adjustments, and registers the transfer so the property is legally yours. On a sale: answers the buyer's requisitions, discharges your mortgage, and accounts for the proceeds. In Ontario, the transfer cannot be registered without a lawyer, so the question is not whether you will use one but how early you involve them.
Yes. In-person signing at our Thornhill office is our standard approach, but remote identity verification and document signing are also available if you prefer. Remote signing changes how you meet with us, not the lawyer-led legal work performed on your closing.
Before the agreement is firm, wherever that is possible. Once conditions are waived, the agreement governs, and the room to negotiate or withdraw is gone. New construction is worth separating out: a purchase of a new or pre-construction condominium unit from the declarant carries a statutory rescission period under Ontario's condominium legislation, and that window is short. A freehold new build does not carry the same statutory right, so whatever review period exists comes from the agreement itself. In both cases the answer is the same: send it to us immediately.
Usually, yes. On most residential mortgages the lender instructs the same firm acting for the buyer, which keeps the transaction efficient and avoids duplicated fees. Where a lender requires separate independent legal advice, or where a conflict makes joint representation inappropriate, we will tell you at the outset.
Yes. Garrison acts on real estate transactions across Ontario. The cities listed here are the ones we have written up, because what is locally specific about a closing differs from one municipality to the next. You can sign at our Thornhill office, or use remote identity verification and document signing if you prefer.
Send it over. We will tell you what the file needs and what it will cost to close.
